Maha Bachat

A special savings account that prioritizes safety – of your savings and your assets, Maha Bachat also provides you with a few digital perks. Secure your financial future while enjoying seamless transactions.

Why go with Laxmi Sunrise?

Free VISA Debit Card

Free Mobile Banking

Free Internet Banking

Medical Insurance

Accidental Insurance

Rates & Features

  • 5.4% Interest Rate paid quarterly
  • Free VISA Debit Card*
  • Free “Complete Green Banking Package”**
    • Mobile Banking with Viber Banking Services
    •  Internet Banking Subscription
    • Email Solution
    • DEMAT Account
    • Mero Share account
  • Insurance Benefits
    • Medical insurance of up to NPR 100,000 per year***
      • NPR 20,000 for OPD facility
      • NPR 80,000 for hospitalization
    • Accidental Death / Disability Insurance of up to NPR 500,000***
  • Safe Deposit Locker****
    • Waiver on Security Deposit Requirement
    • 50% Discount on Annual Rent fee*****
  • Free cheque book issue
  • Draft / Manager’s Cheque issuance @NPR 100 for personal / family use; not applicable for business payments. 
  • Any Branch Banking Services (ABBS) including cheque book requests
  • ASBA/C-ASBA service

*Free VISA Debit Card for the first year. NPR 399 p.a. (as per SSC) will be applicable from second year onwards
**Customers get the “Complete e-Banking Package” free for the first year. Discounted Package fee of NPR 299 p.a. will be charged from second year onwards only.
***Insurance will provided via our Insurance Partner Himalayan Everest Insurance Ltd. as per the Terms and Conditions
****Subject to availability for first year only. Full annual rent fee will be charged from second year onwards


Get the best banking experience with Laxmi Sunrise

How to Apply

Apply online via Ctrl O – our digital account opening platform or visit your nearest branch

Other Info

What you need

  • Residential address in Nepal
  • Copy of National ID card
  • Passport Size photograph (2)

You may also need (if applicable)

  • An additional ID card such as license, student ID card or Passport (if available).
  • Water or Electricity Bills.

Who can apply online?

  • If you are older than 18 years of age
A minimum balance of NPR 100 will be held in lien


  • Applications for accounts where funds are held in trust cannot be accepted online.


If you have questions or can’t apply online, call 01-5970684 anytime.