Base Rate for Jestha 2080: 10.80%

LCY Interest Rate Jestha 2080: 4.20%

Interest Rates

Rate of Interest

(With effect from 17th November, 2023)

Deposit% per annum
Basic Savings
Sunrise Savings5.4%
Wonder Woman Savings5.4%
Sunaulo Bachat5.4%
Samman Bachat5.4%
Maha Bachat5.4%
Special Care Account5.4%
Premium Savings
Orange Savings7.4%
Sampurna Bachat7.4%
Green Savings7.4%
Payroll Savings
Shubha Bachat6.4%
Shakti Bachat6.4%
Remittance Savings
Mero Bhumi Bachat8.4%
Interest on all savings accounts will be accrued daily and paid on a quarterly basis.
Deposits% per annum
Call DepositsNegotiable, up to 2.7% p.a. (or as agreed under a separate fixed period contract)
Term DepositsInstitutionsPersonalPersonal-Remittance
3 months - Below 6 months-10.00%11.00%
6 months - Below 1 years8.00%10.00%11.00%
1 year and above8.00%10.00%11.00%
Bids (6 months - 5 years)8.50%--
Recurring Deposits (up to 5 years)-10.00%-
FCY Deposits - per annumSavingsTerm
USD Deposits5.75%7.25%
EUR Deposits3%5%
GBP Deposits4.75%6.25%
AUD Deposits5.10%6.60%
NRN Deposit (FCY)% per annum
NRN Term Deposit*
US Dollar (USD)7.5%
NRN Savings
NRN Savings (USD)5.75%

Minimum Amount USD 1,000 (or equivalent) and higher
*Term Available : 1-3 years

Loans and Advances

Applicable Base Rate for Kartik 2080 (3 months Average) : 10.75%

Cash Credit% per annum
CorporateBase Rate + up to 5
SMEs/OthersBase Rate + up to 5
Working Capital/ Short Term Loans% per annum
CorporateBase Rate + up to 5
SMEs/OthersBase Rate + up to 5
Supply FinanceBase Rate + up to 5
Export LoansBase Rate + up to 4
Term Loans - CorporateBase Rate + up to 5
Term Loans - SMEBase Rate + up to 5
Importer's Loans% per annum
TradingBase Rate + up to 5
OthersBase Rate + up to 5
Others Loans% per annum
Supply FinanceBase Rate + up to 5
Export LoansBase Rate + up to 4
Term LoansBase Rate + up to 5
Auto LoansBase Rate + up to 5
Education loansBase Rate + up to 4
Home LoansBase Rate + up to 4
Home Equity LoansBase Rate + up to 5
Home Equity Revolving Line of CreditBase Rate + up to 5
Personal LoansBase Rate + up to 5
Sana Byawasai KarjaBase Rate + up to 4
Loans Against GoldBase Rate + up to 4
Loans Against Fixed DepositsHigher of FD + 1 or Base Rate + up to 4
Loans Against First Class Bank GuaranteeBase Rate + up to 4
Loans Against Marketable Securities incl. Govt. BondsBase Rate + up to 5
Microfinance LoansBase Rate + up to 4

Loans & Advances (NPR) - Fixed Rates %p.a.

Tenure (Years)Home Loan(%)Home Equity /
Education Loan(%)
Auto Loans(%)Lifestyle /
Personal Loans(%)
Term Loans
Up to 15 year12.99 – 14.9912.99 – 14.9912.99 – 14.9912.99 – 14.9912.99 – 14.99

Note

*Interest rate on all accounts will be calculated on daily basis and paid quarterly.
*Rates on Call accounts are negotiable (maximum 2.7%) and subject to change based on market conditions. Please contact any of our branches for details.
*Average Base Rate for Kartik 2080 (3 months Average) : 10.75%
*Base Rate for Kartik 2080: 10.55% | LCY Interest Rate Spread for Kartik 2080: 4.40%