Base Rate for Jestha 2080: 10.80%
LCY Interest Rate Jestha 2080: 4.20%
Interest Rates
Rate of Interest
(With effect from 17th November, 2023)
Deposit | % per annum |
---|---|
Basic Savings | |
Sunrise Savings | 5.4% |
Wonder Woman Savings | 5.4% |
Sunaulo Bachat | 5.4% |
Samman Bachat | 5.4% |
Maha Bachat | 5.4% |
Special Care Account | 5.4% |
Premium Savings | |
Orange Savings | 7.4% |
Sampurna Bachat | 7.4% |
Green Savings | 7.4% |
Payroll Savings | |
Shubha Bachat | 6.4% |
Shakti Bachat | 6.4% |
Remittance Savings | |
Mero Bhumi Bachat | 8.4% |
Deposits | % per annum |
---|---|
Call Deposits | Negotiable, up to 2.7% p.a. (or as agreed under a separate fixed period contract) |
Term Deposits | Institutions | Personal | Personal-Remittance |
---|---|---|---|
3 months - Below 6 months | - | 10.00% | 11.00% |
6 months - Below 1 years | 8.00% | 10.00% | 11.00% |
1 year and above | 8.00% | 10.00% | 11.00% |
Bids (6 months - 5 years) | 8.50% | - | - |
Recurring Deposits (up to 5 years) | - | 10.00% | - |
FCY Deposits - per annum | Savings | Term |
---|---|---|
USD Deposits | 5.75% | 7.25% |
EUR Deposits | 3% | 5% |
GBP Deposits | 4.75% | 6.25% |
AUD Deposits | 5.10% | 6.60% |
NRN Deposit (FCY) | % per annum |
---|---|
NRN Term Deposit* | |
US Dollar (USD) | 7.5% |
NRN Savings | |
NRN Savings (USD) | 5.75% |
Minimum Amount USD 1,000 (or equivalent) and higher
*Term Available : 1-3 years
Loans and Advances
Applicable Base Rate for Kartik 2080 (3 months Average) : 10.75%
Cash Credit | % per annum |
---|---|
Corporate | Base Rate + up to 5 |
SMEs/Others | Base Rate + up to 5 |
Working Capital/ Short Term Loans | % per annum |
---|---|
Corporate | Base Rate + up to 5 |
SMEs/Others | Base Rate + up to 5 |
Supply Finance | Base Rate + up to 5 |
Export Loans | Base Rate + up to 4 |
Term Loans - Corporate | Base Rate + up to 5 |
Term Loans - SME | Base Rate + up to 5 |
Importer's Loans | % per annum |
---|---|
Trading | Base Rate + up to 5 |
Others | Base Rate + up to 5 |
Others Loans | % per annum |
---|---|
Supply Finance | Base Rate + up to 5 |
Export Loans | Base Rate + up to 4 |
Term Loans | Base Rate + up to 5 |
Auto Loans | Base Rate + up to 5 |
Education loans | Base Rate + up to 4 |
Home Loans | Base Rate + up to 4 |
Home Equity Loans | Base Rate + up to 5 |
Home Equity Revolving Line of Credit | Base Rate + up to 5 |
Personal Loans | Base Rate + up to 5 |
Sana Byawasai Karja | Base Rate + up to 4 |
Loans Against Gold | Base Rate + up to 4 |
Loans Against Fixed Deposits | Higher of FD + 1 or Base Rate + up to 4 |
Loans Against First Class Bank Guarantee | Base Rate + up to 4 |
Loans Against Marketable Securities incl. Govt. Bonds | Base Rate + up to 5 |
Microfinance Loans | Base Rate + up to 4 |
Loans & Advances (NPR) - Fixed Rates %p.a.
Tenure (Years) | Home Loan(%) | Home Equity / Education Loan(%) | Auto Loans(%) | Lifestyle / Personal Loans(%) | Term Loans |
---|---|---|---|---|---|
Up to 15 year | 12.99 – 14.99 | 12.99 – 14.99 | 12.99 – 14.99 | 12.99 – 14.99 | 12.99 – 14.99 |
Note
*Interest rate on all accounts will be calculated on daily basis and paid quarterly.
*Rates on Call accounts are negotiable (maximum 2.7%) and subject to change based on market conditions. Please contact any of our branches for details.
*Average Base Rate for Kartik 2080 (3 months Average) : 10.75%
*Base Rate for Kartik 2080: 10.55% | LCY Interest Rate Spread for Kartik 2080: 4.40%