Home Equity Loan
Home equity can be used for a variety of things, including home improvements, car loans and debt consolidation. Lenders can also allow homeowners to use the equity they build in their homes to pay for any purchase they want. Whether you’ve opted for the fixed-rate, lump sum home equity loan or a revolving home equity line of credit, you should carefully consider how you utilize these funds since you are using your home as collateral.
Why should you choose Laxmi Sunrise?
Fixed tenure loan (Installment Credit)
Processing from all Laxmi Sunrise branches.
Approval of loan within 7 working days.
Financing Terms & Conditions
Home Equity Installment Credit
- Max loan amount: NPR 15 Mio
- Max loan tenure: 15 years
- Loan extension
- 50% of FMV of the property (outside Kathmandu)
- 40% of FMV of the property (inside Kathmandu)
Home Equity Line of Credit (renewable based on satisfactory account performance)
- Max loan amount: NPR 5 Mio
- Max loan tenure: 12 months
- Loan extension
- 50% of FMV of the property (outside Kathmandu)
- 40% of FMV of the property (inside Kathmandu)
Borrowing Power Calculator
Find out how much can you borrow with your current income.
Apply for a Loan
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