Laxmi Sunrise E-Commerce Payment Gateway
Laxmi Sunrise’s Payment Gateway is a secure online service that enables businesses (especially online or ec-commerce) to accept digital payments from their customers through Debit /Credit cards on their website, app, or e-commerce platform.
Both Domestic and International cards are accepted.
How it works
The Payment Gateway service must be integrated in your e-commerce site or mobile app.
- Step 1: The customer selects products to purchase on your site or app, and on Checkout, chooses the option to “Pay by Card”
- Step 2: The Payment Gateway encrypts the entered Card Information and securely sends it to the card network (Visa, MasterCard, etc.) for authorization.
- Step 3: The customer’s bank verifies available balance and authenticates the transaction (using 3D Secure / OTP).
- Step 4: Once the payment is approved, the amount is transferred to merchant’s business account-quickly and safely.
Merchant Benefits
- Domestic as well as International Card Acceptance – acquire more customers domestically as well as internationally
- Easy Integration – Bank does everything for you; from setting up to testing
- 3D Secure Authentication – Visa’s security feature comes built-in for extra security
- Real-Time Dashboard – Check and Monitor your received payments and usage on a simple, intuitive dashboard
- Direct credit to merchant bank account – No 3rd party Banks involved; funds acquired straight to your account.
Cost and Fees
- A one-time setup/integration fee of flat NPR 10,000.00 as joining fee
- Annual fee of NPR 5,000.00 from next year onwards.
How to Avail the Service
Visit your nearby Laxmi Sunrise branches and apply for Merchant Onboarding and the bank provides full technical and operational support to integrate it easily.